Complete List of MoMo Agent USSD Codes in Nigeria (2025 Update)

Here is the Complete List of MoMo Agent USSD Codes in Nigeria. Mobile Money (MoMo) Agent services have revolutionized financial inclusion across Nigeria, providing essential banking services even in the most remote areas. As a MoMo Agent, having quick access to all operational USSD codes is crucial for efficient service delivery. This comprehensive guide provides all the updated MoMo Agent USSD codes for 2025.

General MoMo Agent USSD Codes

These are the primary codes every MoMo Agent needs to know:

*904#: Main MoMo Agent menu
*904*1#: Check account balance
*904*2#: View transaction history
*904*3#: Change PIN
*904*4#: Customer service hotline

Cash-In and Cash-Out USSD Codes

For handling customer deposits and withdrawals:

*904*1*1*[Customer Number]*[Amount]#: Cash-in (customer deposit)
*904*1*2*[Customer Number]*[Amount]#: Cash-out (customer withdrawal)
*904*13#: Verify last transaction
*904*14#: Reverse failed transaction

Bill Payment USSD Codes

Help customers pay their utility bills:

*904*21#: Electricity bill payments
*904*22#: Water bill payments
*904*23#: Cable TV subscription
*904*24#: Internet subscription

Airtime and Data USSD Codes

For telecommunication service recharges:

*90431[Phone Number]*[Amount]#: Airtime purchase
*90432[Phone Number]#: Data bundle purchase
*904*33#: Bulk airtime purchase

Money Transfer USSD Codes

Facilitate money transfers for customers:

*90441[Recipient Number]*[Amount]#: Transfer to MoMo user
*90442[Account Number][Bank Code][Amount]#: Bank transfer
*904*43#: International money transfer

Agent Management USSD Codes

For agent-specific operations:

*904*51#: Daily transaction summary
*904*52#: Commission status
*904*53#: Float management
*904*54#: Agent support

Security and Support USSD Codes

For account security and getting help:

*904*61#: Block agent account temporarily
*904*62#: Report fraud
*904*63#: Reset PIN (requires verification)
*904*64#: Technical support request

Read also: How to check MTN account balance

Troubleshooting USSD Codes

For resolving common issues:

*904*71#: Check network status
*904*72#: Resolve pending transaction
*904*73#: System diagnostics
*904*74#: Queue transaction when network is down

Special Promotion USSD Codes (2025)

Access the latest promotions:

*904*81#: Agent referral program
*904*82#: Bonus commission schemes
*904*83#: Special merchant offers
*904*84#: Training and certification programs

Quick Reference Guide

For maximum efficiency, here are the most commonly used codes:

*904*117#: Quick cash-in
*904*118#: Quick cash-out
*904*119#: Quick balance check
*904*120#: Daily transaction limit status

Remember to keep this list handy and updated as MoMo occasionally introduces new features and codes to improve agent services across Nigeria. For more information, read more from the official MTN Website.